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**About UBF Consulting**

UBF Consulting stands at the forefront of employee benefits and human resources advisory services. Our mission is to deliver innovative consulting solutions that effectively manage risk, enhance talent optimization, and transform organizations into exceptional workplaces. The inception of UBF was driven by a commitment to advocate for our clients' best interests, guiding them in addressing their human capital management challenges through tailored benefits and HR strategies.

**What UBF Can Do for You**

Reduce Costs
UBF’s unique solutions streamline health plans by offering enhanced $0 deductible benefits, facilitating patient access to top-tier doctors and hospitals, securing pharmacy rebates, and providing near-site or

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California
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